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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (178108 reviews)

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4.73

Based on 178,033 reviews, last reviewed 12th Jul 2026

892% increase in 5 star reviews

in the past 90 days

828% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

If not for paypal credit, I'd not have had flexibili... If not for paypal credit, I'd not have had flexibility with money, given gifts I couldn't afford in the one payment or experienced things I was too ne... Read more Reviewed on: 12th July 2026

Latest lowest rating:

2

Nightmare if you have more than one payment at a time If you have more than one credit at a time, PayPal has no option for prioritising a different payment that you have interest free months left on. It m... Read more Reviewed on: 12th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (178111)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Always excellent customer services and service

Always excellent customer services and service Reviewed on: 8th July 2026

excellent company, i recommend it for everyone, its...

excellent company, i recommend it for everyone, its the future of finance. Reviewed on: 8th July 2026

I always feel safe using PayPal and know they have m...

I always feel safe using PayPal and know they have my back if things go wrong. You get the same peace of mind as with a credit card. Reviewed on: 8th July 2026

Really good service and Paypal used by most retailers

Really good service and Paypal used by most retailers Reviewed on: 8th July 2026

It’s a great convenient service and the recent perks...

It’s a great convenient service and the recent perks are a welcome bonus. Customer service needs to be improved as getting through to someone who can help is difficult. Reviewed on: 8th July 2026

Fair in resolutions and communication

Fair in resolutions and communication Reviewed on: 8th July 2026

Always smooth, never had any problems

Always smooth, never had any problems Reviewed on: 8th July 2026

Never had a problem with them, always a pleasure

Never had a problem with them, always a pleasure Reviewed on: 8th July 2026

Stress free payments!

Easy to use, helps in a sticky situation Reviewed on: 8th July 2026

Fast and reliable servise , I will recommend to ever...

Fast and reliable servise , I will recommend to everyone Reviewed on: 8th July 2026

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