Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50651 reviews)

View other PayPal products

4.91

Based on 50,651 reviews, last reviewed 13th Jun 2025

1828300% increase in 5 star reviews

in the past 90 days

1533% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I use Paypal for the majority of my purchases. I use Paypal for the majority of my purchases. I use the Pay in 3 option on a regular basis, as it always helpful to be able to split purchases over 3... Read more Reviewed on: 13th June 2025

Latest lowest rating:

1

Strangely close people accounts any reason Strangely close people accounts without any reason Reviewed on: 12th June 2025

Read all reviews See your review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50651)

Review of the PayPal, PayPal Credit:

Quick Easy

Quick Easy i use it for specific providers Reviewed on: 2nd June 2025

I use Paypal for the majority of my purchases.

I use Paypal for the majority of my purchases. I use the Pay in 3 option on a regular basis, as it always helpful to be able to split purchases over 3 months with 0 per cent interest rates. Reviewed on: 13th June 2025

keeping your financial details safe

I regularly use PayPa and paypal credit. I like the security of not having to input my card details on multiple sites and the ease of doing it via PayPal where my details are already stored. It great that PayPal give me the option of using Authenticator to secure my PayPal account as an extra layer of security. When I’ve had an issue with payments previously (due to computer issue when purchasing) PayPal we’re understanding, helpful, and gave me time to sort it out. I love being able to buy big purchases and spread the cost at no extra cost if you keep to the 4 months. They also offer rewards for referring friends and family but most people already use them! What’s not to like? Reviewed on: 13th June 2025

It’s just good for spreading payment and buying anyt...

It’s just good for spreading payment and buying anything online as it’s taken by most providers. Would recommend strongly. Reviewed on: 13th June 2025

It’s been great overall, never had any issues!

It’s been great overall, never had any issues! Reviewed on: 13th June 2025

Straightforward but slight inconsiderate

Straightforward and simple, only inconvenience when using PayPal to pay online is how slow it can be to connect PayPal. I do feel like this could be a lot quicker and smoother especially with Face ID and using the authentication app. Apart from this, no issues whatsoever with paypals service. Reviewed on: 13th June 2025

PayPal help me save money.

PayPal help me save money. Help me also to send money to my colleague and family. Reviewed on: 12th June 2025

Paypal credit

Easy to apply fast decision Variety of online retailers to use Reviewed on: 12th June 2025

Great visibility and flexibility

Offers customers a flexible and affordable series of payment options which benefit both sellers and customers. Highly valued provider coupled with excellent availability, my "go to" provider. Reviewed on: 12th June 2025

So far, so brilliant.

So far, so brilliant. I have been using Paypal over 5 years now and I have no qualms and issues unresolved. So far, so brilliant. Reviewed on: 12th June 2025

Great app

The app works very well and the payment and credit options are very good. Reviewed on: 12th June 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Freedom Rewards Credit Card
from Barclaycard 3.88 from 60 reviews
British Airways Credit Card
from American Express 4.15 from 81 reviews
Credit Card
from Tymit 4.59 from 155 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 20043 reviews
Payment Provider
from PayPal 4.92 from 3597 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub