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RAC: Car Insurance reviews

Name: Car Insurance
Rating: 1.85 (175 reviews)

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1.74

Based on 175 reviews, last reviewed 24th Sep 2024

33% decrease in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

14%

75%

Latest highest rating:

5

Customer service Excellent customer service and attention to detail Reviewed on: 4th September 2024

Latest lowest rating:

1

The absolute worst insurance company I've ever been... The absolute worst insurance company I've ever been with. I had to fight for a copy of my policy and was questioned why I wanted it. Online chat 'Anth... Read more Reviewed on: 24th September 2024

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About this product

At Smart Money People, we collect RAC car insurance reviews from genuine RAC customers to help you make an informed decision when choosing your next insurer.

RAC was founded in 1897, best known for its breakdown cover. The company offers a range of car insurance policies, including pay-by-mile, temporary, learner driver, young and new drivers, and classic car insurance. Check out our RAC car insurance reviews to see how genuine customers rate these policies.

Everybody’s requirements for car insurance are different, so consider what’s most important to you before choosing a new provider. Perhaps you want a basic third-party level of cover for the lowest cost? Or maybe you want a fully comprehensive cover with additional add-ons. Whatever your needs, find out how satisfied existing customers are by reading the RAC car insurance reviews on Smart Money People.

Have you had a car insurance policy with RAC? Share your experience with our Smart Money People community to help other drivers just like you. Together, we can help people like you make better decisions. Did you have any experience with RAC’s customer service team? Did you have any issues arise throughout the term of your policy? How well were these problems dealt with? Were you satisfied with the level of cover you received for the price of the policy? Leave an RAC car insurance review today.

RAC Car Insurance reviews (175)

Review of the RAC, Car Insurance:

Renewal increased by £400 for no reaso

My renewal came in after 2 years with RAC. They increased by £400 to £1150. I have not claimed or contacted them in the year. I have 9 years NCB and increased for no reason. Many will auto review and get completely ripped off. Shameful and criminal. I shopped around and got insured with less excess for £550. When will insurance companies be held to account. Reviewed on: 10th September 2024

Inefficient & ineffective

Probably the most inefficient & ineffective insurance company I have ever had the misfortune of giving my money. Takes 6 months to replace glass & disputes the complaint about the time taken & as you have had to chase them, they consider it appropriate communication. Then with another claim now 3 months in, caused by a third party where CCTV footage, clearly showing the vehicle registration of the car that hit my stationary car overnight have done NOTHING at all because the third parties insurance company hasn't picked up the phone. I wish I had used the insurance company of the party that damaged my car...... At least they are trying to protect the no claims bonus of a drugged up driver, clearly rolling a joint & smoking it on camera. Reviewed on: 5th October 2023

NOT the RAC you think it is

not the RAC, you think it is just some rip-off insurance companies Trading under that name AVOIDE Reviewed on: 3rd October 2023

cant get a quote

YOUR WEBSITE DOESNT WORK filling in all the details at a time cost to me And finally...this page doesnt work useless cant get a quote going elsewhere Reviewed on: 3rd October 2023

Shocking

Shocking. RAC appoint solicitors for a non fault accident. 3rd party admits liability. RAC’s solicitors fail to settle anything then sue me, their client, for their costs!! Court case. LOSE. Appeal LOSE. Hugely out of pocket after five days in court for an accident that wasn’t my fault, and admitted by 3rd party. Government must investigate insurance racket.. disgusting . 4 years of stress Reviewed on: 29th September 2023

Delay in refund for cancelled Policy

I made a mistake on the details of the 2nd driver and cancelled the policy on 11 September. The policy was not due to start till 30 September. The funds left my bank on 11 September. I needed the funds, £486.84, returned well before so that I could insure elsewhere. Now told that they will be returned 8 days after policy start date. This means that I will be without use of a car till 8 October. I an an OAP and am dismayed that a well know organisation should treat people this way. I will be cancelling my RAC membership which I have had for many years. Reviewed on: 28th September 2023

Rac/markerstudy

I have cancelled my rac car insurance because of bunch of clowns called markerstudy I haven't had an accident/claim in over 5o years but had to report a car park incident this year which caused scuffed bumpers only but no claim made but these people have put a marker on my name meaning that any insurance Co taking me on believe I have had an accident and put the cost up significantly will never use again and will make sure no family or friends do either Reviewed on: 29th August 2023

The cheapest but still wildly expensive

The cheapest deal but still outrageously expensive. Despite having another year of no claims under my belt when I came to renew my insurance this year the only quotes I could find were all at least £100 more thank last year. Reviewed on: 25th August 2023

Awful

Put my renewal premium up hugely despite not making a claim, sent me a really offhand email telling me that despite paying by Direct Debit monthly for years and years I would now have to pay the whole amount in one go (nearly £1600). Talk about not reading the room and helping their clients in a difficult economic environment. Happy news is I got insurance for £900 elsewhere with the facility to pay monthly, so the RAC were not only rude and dismissive they were also just plain greedy. Not ever using them for anything again as they couldn't care less about customer loyalty. Reviewed on: 23rd August 2023

Good car insurance

Not made claim. Good value car insurance as required. Reviewed on: 23rd August 2023

Best deal

Tried a lot of companies this was the best and cheapest deal as the previous company wanted nearly twice as much because of my age which isn’t fair Reviewed on: 22nd August 2023

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