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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.84 (3017 reviews)

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4.88

Based on 3,017 reviews, last reviewed 6th Feb 2026

50200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Very easy to use online informed as soon any transac... Very easy to use online informed as soon any transaction as done Reviewed on: 6th February 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (3017)

Review of the RCI Bank, Fixed Term Savings Account:

app extremely easy to use

Good value, app extremely easy to use and interest paid monthly. Reviewed on: 28th February 2025

Excellent rate All good easy to set up

All good easy to set up.Excellent rate of interest , would recommend Reviewed on: 3rd February 2026

Easy to open and operate with decent interest rates

Easy to open and operate with decent interest rates Reviewed on: 2nd February 2026

A user friendly and responsive Bank.

I have always found RCI Bank very easy to deal with. I find that they are customer centred, very professional and always extremely efficient and quick to respond. I would recommend them as an excellent bank with competitive products. Reviewed on: 2nd February 2026

I enjoy the interest rate and the app is user...

I enjoy the interest rate and the app is user friendly Reviewed on: 2nd February 2026

Good savings rate.

Good savings rate. Easy to navigated app. Reviewed on: 2nd February 2026

An excellent product

An excellent product. Straightforward to open an account and a streamlined mobile app Reviewed on: 2nd February 2026

Highly recommended

Customer services are very patient and helpful in addressing my enquiries. Reviewed on: 2nd February 2026

Joy to open new accounts

I opened a freedom acct and a fixed saving account. I was helped by the customer service team and they had a gentle kind and informative manner Reviewed on: 2nd February 2026

That are all very easy to talk to and help u as much...

That are all very easy to talk to and help u as much as they can Reviewed on: 2nd February 2026

Great rates, Website is well laid out easy to naviga...

Great rates, Website is well laid out easy to navigate and use. I have not had any problems with this organisation. Would highly recommend! Reviewed on: 2nd February 2026

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