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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.88 (3028 reviews)

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4.88

Based on 3,028 reviews, last reviewed 16th Feb 2026

51300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Easy to open and reliable returns. Easy to open and reliable returns. First class service from an excellent investment company Reviewed on: 16th February 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (3028)

Review of the RCI Bank, Fixed Term Savings Account:

app extremely easy to use

Good value, app extremely easy to use and interest paid monthly. Reviewed on: 28th February 2025

All very positive & great phone support too.

All very positive & great phone support too. Reviewed on: 28th January 2026

Excellent customer service, prompt transactions, the...

Excellent customer service, prompt transactions, the feeling of Security! I will continue to use RCI Bank in the future! Reviewed on: 28th January 2026

Very user friendly website.

Very user friendly website. I have never experienced any problems with RCI Bank Reviewed on: 28th January 2026

I found it easy and straight forward to open the acc...

I found it easy and straight forward to open the account on line and fund the account. The rate is competative so I will receive a good interest for my capital. The website I found user friendly and easy to navigate. The customer service is excellent Reviewed on: 28th January 2026

I’ve had 3 accounts with RCI - very satisfied

I’ve had 3 accounts with RCI. Very easy to open online and good rates of interest. I’m very satisfied with all aspects. Reviewed on: 28th January 2026

Good investment

Very reliable and takes the worry out of saving. Very secure Reviewed on: 28th January 2026

RCI banking easy banking.

RCI bank are a fantastic company it’s easy to use there on line banking ( and believe me I’m 72 years old and not computer literate) but I find it easy to use after they help me to set it up. Reviewed on: 28th January 2026

Decent interest rates.

Very straightforward process when opening account. Chosen because of good interest rate (fixed) Reviewed on: 28th January 2026

Fixed Term Savings perfect for Uni

The whole family have used the fixed term savings accounts. Both children deposited their trust funds at 18 and have are able to use the interesr to support university. We are not a wealthy family, so doon't have investments, so this was a good way for them to easily and safely save their money, budget needs over time and learn about persinal finance. Although interest rates have dropped in line with national, RCI are reasonable and always with a lot of notice so that we can make informed decisions. Reviewed on: 28th January 2026

Easy website, great customer service.

Easy website, great customer service. Good interest rates. What's not to like!. Reviewed on: 28th January 2026

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