Write a review

RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.82 (2481 reviews)

View other RCI Bank products

4.87

Based on 2,481 reviews, last reviewed 13th Jun 2025

85% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

87%

10%

Latest highest rating:

5

Excellent customer service Excellence in customer care with very patient and helpful staff. Competitive Interest rates and options to choose to save interest monthly as well as... Read more Reviewed on: 13th June 2025

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

Visit provider site Read all reviews See your review

About this product

RCI Bank Fixed Term Savings Account reviews (2481)

Review of the RCI Bank, Fixed Term Savings Account:

Excellent Bank

Access and security first class. Reviewed on: 17th January 2022

Excellent customer service

Excellence in customer care with very patient and helpful staff. Competitive Interest rates and options to choose to save interest monthly as well as yearly which many banks don't do. Reviewed on: 13th June 2025

Investing made easy!

Always keeps you updated with new products and makes it easy to reinvest funds Reviewed on: 12th June 2025

Great bank for savings and helpful staff

I find RCI usually has competitive savings rates. The customer service team replies quickly and are always helpful. The one drawback with RCI (and the reason I won't award 5 stars) is that you can only have one linked bank account, meaning that if I have a joint savings account and an individual one the the funds must be transferred to and from one single account. In this day and age I would expect to be able to link a different account to each RCI account - especially when considering safeguarding against financial coercion Reviewed on: 1st May 2025

Competitive rates & easy online access.

Competitive rates on fixed term & freedom savings accounts. Easy to manage online. Reviewed on: 29th April 2025

I have a bonds saving account, good return for my sa...

I have a bonds saving account, good return for my savings. Easy login to access my account. Reviewed on: 26th April 2025

RCI online experience

Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for online access. Reviewed on: 22nd April 2025

RCI Bank on line account is user friendly and always...

RCI Bank on line account is user friendly and always works well with no fuss. RCI interest rates are very competitive. I have been using RCI for quite a few years now and will continue to do so for the forseeable future. Reviewed on: 22nd April 2025

A good experience over many years.

Have been saving with RCI for many years, the rates are competitive and the service, reliable. I'm confident this will remain the case in future. Reviewed on: 22nd April 2025

Good interest rates and easy to open a new account.

Good interest rates and easy to open a new account. Phone enquiries answered promptly. Reviewed on: 21st April 2025

Always kept informed by emails about my savings.

Always kept informed by emails about my savings. Reviewed on: 20th April 2025

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

eSaver
from Danske Bank UK 5.00 from 2 reviews
Fixed Rate Account
from Aldermore 4.00 from 11 reviews
Savings accounts
from Moneybox app 4.94 from 932 reviews

Want to see more from RCI Bank?

Freedom Savings Account
from RCI Bank 4.88 from 7232 reviews
95 Day Notice Account
from RCI Bank 4.84 from 505 reviews
E-Volve Savings Notice Account
from RCI Bank 4.83 from 167 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub