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Vanquis : Credit card reviews

Name: Credit card
Rating: 4.24 (554 reviews)

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4.24

Based on 554 reviews, last reviewed 22nd Feb 2026

100% decrease in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

77%

11%

Latest highest rating:

5

Vanquis offers balance transfers Vanquis offers balance transfers Reviewed on: 5th September 2025

Latest lowest rating:

1

Avoid avoid avoid at all costs Had a refund from an outside company paid back onto my Vanquis credit card. Despite 5 ( yes FIVE) phone calls requesting this be paid into another ban... Read more Reviewed on: 22nd February 2026

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About this product

Vanquis offer a balance transfer and purchase credit card.

Vanquis offer 0% for purchases and balance transfers for a set period of time. You will be charged a fee for any balance transfers. When the offer period on the card ends, any outstanding balance will be charged at a standard variable interest rate.

Vanquis credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Vanquis Credit card reviews (554)

Review of the Vanquis, Credit card:

I had to pay scammers . And I reported fraud.

I had to pay scammers . Disgraceful company, Reviewed on: 1st January 2025

Cynical and unhelpful

Avoid like the Plague. Cynically ruin your credit rating and point blank refuse to listen at all after an honest mistake with payments going through while I was serving in the gulf. Needlessly unhelpful. Avoid. I'm sure they'll trot out some robot-esque explanation. You've been warned. Avoid them at all costs Reviewed on: 3rd May 2022

Customers not well treated

I’ve had a credit card (£1000 limit) and loan from Vanquis, never missed a payment on either, cleared my card more than once, never any issues. Out of the blue and without warning they slashed my credit limit from £1000 to £600, for what reason? I never was told. Absolutely awful customer treatment. Reviewed on: 2nd May 2022

Great credit card!

Handy lil app and nice credit card Reviewed on: 20th April 2022

Great credit card!

Handy lil Nice app and credit card Reviewed on: 20th April 2022

Not very friendly

It’s ok, not very user friendly, contact mostly through calls Reviewed on: 29th March 2022

Great and helpful

I find Vanquis credit card facility to very great. They are willing give great offers and are very helpful to their customers. I have not been with them for long time but have had great experience and kind relationship with them. Reviewed on: 29th March 2022

Ok to start.

Interest goes higher trying to finish it. Reviewed on: 23rd February 2022

Easy to use

Fantastic app easy to use & safe Reviewed on: 17th February 2022

Cancel facilities without reason

I had this card for some time - paid on time every time and made sure I stick to the terms. Out of the blue, they tell me they are withdrawing their credit facility and I had no say in the matter. Absolute rubbish company and rubbish service. Reviewed on: 10th February 2022

good

they have never let me down and been with a long time Reviewed on: 26th January 2022

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Vanquis : Credit card reviews

100% decrease in 5 star reviews

500% increase in 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Vanquis Credit card reviews (554)

I had to pay scammers . And I reported fraud.

Cynical and unhelpful

Customers not well treated

Great credit card!

Great credit card!

Not very friendly

Great and helpful

Ok to start.

Easy to use

Cancel facilities without reason

good

Do you have a different Vanquis product?

Want to see more from Vanquis ?

Loans

Black Diamond Visa

Credit builder credit card

Join Smart Money People

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