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Vanquis : Credit card reviews

Name: Credit card
Rating: 4.24 (554 reviews)

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4.24

Based on 554 reviews, last reviewed 22nd Feb 2026

100% decrease in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

77%

11%

Latest highest rating:

5

Vanquis offers balance transfers Vanquis offers balance transfers Reviewed on: 5th September 2025

Latest lowest rating:

1

Avoid avoid avoid at all costs Had a refund from an outside company paid back onto my Vanquis credit card. Despite 5 ( yes FIVE) phone calls requesting this be paid into another ban... Read more Reviewed on: 22nd February 2026

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About this product

Vanquis offer a balance transfer and purchase credit card.

Vanquis offer 0% for purchases and balance transfers for a set period of time. You will be charged a fee for any balance transfers. When the offer period on the card ends, any outstanding balance will be charged at a standard variable interest rate.

Vanquis credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Vanquis Credit card reviews (554)

Review of the Vanquis, Credit card:

Great to build up your credit if used correctly,

Fab non judgemental company and yes whilst interest rates are super high, if used correctly you can build up your credit score. Reviewed on: 1st October 2017

Building credit

If you use Vanquis, great way to build up your credit rating, just pay it in full every month, don't do minimum. Reviewed on: 15th December 2016

It's OK

The Vanquis is ok - i'm just using it to try to build up my credit Reviewed on: 8th December 2016

Mistake

The worst - out this card is the worst mistake I ever made Reviewed on: 7th December 2016

High interest rate

It's ok - but has no added value via points/cashback etc and it has a high charge rate. Reviewed on: 6th December 2016

Not used much

My vanquis credit card is just ok, don't really use it! Reviewed on: 30th November 2016

OK

It's just OK, I never really use the card. Reviewed on: 29th November 2016

Always had good service

I'd recommend vanquis to my friends I've had good experiences with this credit company. Reviewed on: 30th June 2016

stuck in a rut

APR far to high, nearly impossibly to get out of it once your in it. I finally rang to cancel after working hard for 6 months to pay it all off (after I rang them explaining my situation and asking for some help) got told all was fine and card was canceled, to then be hit with charges the next month Reviewed on: 28th June 2016

Cant fault them

When i needed a credit card they gave me a limit i can work with and low monthly payments each month Reviewed on: 10th June 2016

Fab company hassle free helps build poor credit

This company is fab at helping people rebuild ther credit. They are so helpful if you need to speak to them and definitely quick at finding ways to help their customers. Reviewed on: 19th May 2016

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