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Virgin Money: Credit cards reviews

Name: Credit cards
Rating: 3.84 (802 reviews)

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3.84

Based on 802 reviews, last reviewed 12th Feb 2026

200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

63%

11%

20%

Latest highest rating:

5

Easy to use app. Easy to use app. But shame about delays on updates. Reviewed on: 22nd January 2026

Latest lowest rating:

1

Very disappointing experience with Virgin Money. Very disappointing experience with Virgin Money. I applied for this credit card specifically because of the advertised 30 months 0% balance transfer o... Read more Reviewed on: 12th February 2026

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About this product

Virgin Money offers a range of credit cards with various features to suit different needs.

Options include cards with 0% interest on balance transfers and purchases for an introductory period, cashback, and no foreign transaction fees. The cards can be managed through the Virgin Money Credit Card app.

Virgin Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used Virgin Money before, you can also leave a review and share your experience.

Virgin Money Credit cards reviews (802)

Review of the Virgin Money, Credit cards:

Always helpful

Never had bad service from them, always helpful and always keep you updated with changes and offers. Reviewed on: 14th December 2018

Excellent Company

Very easy website to browse and overall great company with good rewards. Reviewed on: 5th January 2019

Good offers regularly, dated bank technology

Virgin are competitive, such is the only reason most people will choose any credit card. The big plus I give Virgin is that they continue to offer additional 0% offers long after you opened the account - this does make it possible to keep it if you didn't want to keep switching credit cards every other year. However, Virgin Money have no banking app for any device, no contactless card and no Apple/Android Pay integration. What more is there to say on that? Perhaps the fact that as a customer you don't find out that these features are missing until you've received the card, because in 2019 it is assumed that a card provider includes options like this. Reviewed on: 5th January 2019

Reply from Virgin Money Hi there, thanks for your feedback. We don't have an app at the moment but are actively working on one. We know that digital wallet functionality is something our customers are looking for, and the team are looking at it. We'll share news as soon as we can! Thanks, Jane Response date: 7th January 2019

Best credit card I have ever had

When I was clearly struggling whilst self employed they didn’t try to “help” by making my situation worse. They are always nice to me unlike my bank. Reviewed on: 5th January 2019

fab credit card

Online application easy. Online servicing straightforward to the extent that I have never needed to call an advisor. Reviewed on: 5th January 2019

Brilliant

Virgin Money offers brilliant offers and an excellent service. Reviewed on: 5th January 2019

Bang tidy

Efficient flexible and reliable products. Reviewed on: 5th January 2019

Virgin want 3 reviews from me?

They have 3 different icons with different messages that all lead to this site! They really must think highly of themselves as a company and only expect good reviews to invite their customers to write 3 reviews and not one! Reviewed on: 5th January 2019

Delighted

Really pleased with this credit card and the services provided. Have never experienced any problems whatsoever. Reviewed on: 4th January 2019

Great credit card

Very happy to be using the virgin credit card on our holiday fantastic 0% on purchases will really help spread the cost thank you Virgin Reviewed on: 4th January 2019

Virgin Money Credit Cards,SIMPLY the BEST

Speedy response from application to approval,HOWEVER would be better if it has a Mobile App Reviewed on: 4th January 2019

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