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Zopa: Credit card reviews

4.93
Based on 40,815 reviews, last reviewed 15th Jan 2026
26550% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Brilliant company, app and credit card always there... Brilliant company, app and credit card always there if you have any queries Reviewed on: 15th January 2026
Judith 's avatar
Judith

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
David Lowe's avatar
David Lowe

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (40815)

Review of the Zopa, Credit card:

Dream of a Zopa current account they are simply the...

5
Dream of a Zopa current account they are simply the best loan credit card A1 Reviewed on: 17th April 2024

Brilliant company, app and credit card always there...

5
Brilliant company, app and credit card always there if you have any queries Reviewed on: 15th January 2026

Excellent card highly recommended

5
Excellent customer service and always keep you up to date on everything Reviewed on: 15th January 2026

Easy to use and very helpful

5
Easy to use and very helpful and they are there when needed Reviewed on: 15th January 2026

Top marks for Zopa

5
Zopa are brilliant the helped me out big time when I could not get credit of anybody else Reviewed on: 15th January 2026

Smooth and efficient no hidden rates

5
Smooth and efficient no hidden rates Reviewed on: 15th January 2026

Easy to apply for and easy app to use

5
Easy to apply for and easy app to use Reviewed on: 15th January 2026

Good company to use very helpful

5
Good company to use very helpful Reviewed on: 15th January 2026

Absolutely amazing card and honedt caring staff

5
Absolutely amazing card and honedt caring staff Reviewed on: 15th January 2026

Exellent

5
Love the service very easy to use Reviewed on: 15th January 2026

Zuper zopa.

5
Great no hassle credit card..zopa is a great facility for credit.. Reviewed on: 15th January 2026

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