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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41793 reviews)

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4.93

Based on 41,793 reviews, last reviewed 16th Jan 2026

74850% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very happy with the service. Very happy with the service. Updates come through regularly with guides on how to help with finances. There are many tools they recommend on how to he... Read more Reviewed on: 16th January 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (41793)

Review of the Zopa, Credit card:

5* from start to finish

From start to finish I felt valued as a customer. Customer service were exceptional. I couldn't ask for better. If this is the level of service they provide to their customers, then yes they deserve the status they have been given. Very well done. Reviewed on: 17th April 2025

Very happy with the service.

Very happy with the service. Updates come through regularly with guides on how to help with finances. There are many tools they recommend on how to help with debt or managing your spending. Great card and wouldnt change. If unsure, read the tips etc and you'll decide Zopa is for you!! Reviewed on: 16th January 2026

Good but charges expensive i like to yse but expens...

Good but charges expensive i like to yse but expensive Reviewed on: 16th January 2026

My zopa at me

My experience has been brilliant its value for money and repayments manageable customer service is excellent I would advise anyone thinking of getting a credit card to choose zopa Reviewed on: 16th January 2026

Zopa credit Excellent sevice

Zopa credit were able to meet my financial needs. The App is robust and they have customer friendly service. Reviewed on: 16th January 2026

Always friendly and helpful when I've needed to cont...

Always friendly and helpful when I've needed to contact them. Reviewed on: 16th January 2026

Great credit card provider

Very friendly and easy to deal with Reviewed on: 16th January 2026

Amazing Service.

Straight forward application, App very easy to set up. Reviewed on: 16th January 2026

I find ZOPA card great for international transactions.

I find ZOPA card good for what I need. It allows me to pay for goods in a foreign currency without any problems and without charging for the service - most cards charge 2.75%. It converts currency at the most favourable rate. Like most cards it could have a better interest rate! Reviewed on: 16th January 2026

Mistakes are quickly rectified and no dramas made ,l...

Mistakes are quickly rectified and no dramas made ,level headed thinking and straight forward solutions Reviewed on: 16th January 2026

My review

My experience has been a pleasant one and very easy to understand Reviewed on: 16th January 2026

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