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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41937 reviews)

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4.93

Based on 41,937 reviews, last reviewed 19th Jan 2026

81750% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

excellent, fast efficient, easy to top up excellent, fast efficient, easy to top up Reviewed on: 19th January 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (41937)

Review of the Zopa, Credit card:

Love everything about Zopai have never had a problem...

Love everything about Zopai have never had a problem with Zopa Reviewed on: 25th April 2025

excellent, fast efficient, easy to top up

excellent, fast efficient, easy to top up Reviewed on: 19th January 2026

help and support

struggled to get myself back in to building my credit and Zopa gave me a chance. I am now building my score back higher and find myself managing money better Reviewed on: 19th January 2026

Amazing card and customer service secondto none

Amazing card and customer service secondto none Reviewed on: 19th January 2026

Fab company

Easy to get a credit card with no hassles Reviewed on: 18th January 2026

Love the App.

Love the App. So easy to navigate and updates/info from Zoopa are superb. Reviewed on: 18th January 2026

Great card and interest rates.

Great card and interest rates. Customer service are very helpful also. Reviewed on: 18th January 2026

Never had any issues and customer service is great

Never had any issues and customer service is great Reviewed on: 18th January 2026

Good interest rate no heavy charges

Good interest rate no heavy charges Reviewed on: 18th January 2026

Simple to use and navigate through the app great ser...

Simple to use and navigate through the app great service no complaints Reviewed on: 18th January 2026

They got your back!

Transactions are always uncomplicated and I appreciate that most of all. Reviewed on: 18th January 2026

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