Smart Money People Logo

Zopa: Credit Card reviews

4.93
Based on 38,430 reviews, last reviewed 18th Apr 2025
19% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I am very very happy just opened an account with the... I am very very happy just opened an account with them too was easy to do Reviewed on: 18th April 2025
S E's avatar
S E

Latest lowest rating:

1

Immature Company You failed twice to set up a DD. and I ended up being charged £12. Reviewed on: 17th April 2025
Dee H's avatar
Dee H

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (38430)

Review of the Zopa, Credit Card:

Awesomely easy

5
Easy to use app, great features and hassle free. How credit cards should be. Reviewed on: 15th February 2021

I am very very happy just opened an account with the...

5
I am very very happy just opened an account with them too was easy to do Reviewed on: 18th April 2025

Great service love the card facilities

5
Great service love the card facilities Reviewed on: 18th April 2025

Great company.

5
Great company. I had bad credit years ago and zopa picked me up. Had several credit raises since as paid all and on time. Still use to this day Reviewed on: 18th April 2025

Had no issues whatsoever.

5
Had no issues whatsoever. Prompt statement and excellent customer service. Reviewed on: 18th April 2025

Really easy to use app and intuitive features alongs...

5
Really easy to use app and intuitive features alongside a great product Reviewed on: 18th April 2025

The best of the best

5
It's not easy to use and easy to pay back. Overall experience is excellent Reviewed on: 18th April 2025

Very easy to use linked with the app

4
Very easy to use linked with the app Reviewed on: 18th April 2025

Have been with zopa a while now nothing but excellen...

5
Have been with zopa a while now nothing but excellent proffesional service Reviewed on: 18th April 2025

Everything is very easy the app is very clear and ea...

5
Everything is very easy the app is very clear and easily explained Reviewed on: 18th April 2025

Never had a problem , app is great and details every...

5
Never had a problem , app is great and details everything I need Reviewed on: 18th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products