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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41965 reviews)

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4.93

Based on 41,965 reviews, last reviewed 23rd Jan 2026

83150% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good service Very good service, never any need for calling them. Reviewed on: 23rd January 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (41965)

Review of the Zopa, Credit card:

Great service and App

Great from application to customer Reviewed on: 13th January 2023

Very good service

Very good service, never any need for calling them. Reviewed on: 23rd January 2026

Very good easy access to customer service

Very good app, easily accessible features including balance, upcoming payments and dates. Very helpful customer service. Reviewed on: 23rd January 2026

ZOPA CARD

I applied online they asked me questions for security and to make sure I am who is asking for this credit card in 14 days I received the card had to call in to activate and they explained the process very good Reviewed on: 23rd January 2026

Great card great app to keep track

Got my card and credit limit quickly app is great to keep track of things. Eventually had a loan with them quick and straight forward in account within minutes of applying. Reviewed on: 23rd January 2026

10/10 for your helping

I needed help and the advice I got was quick and helpful and I didn’t have to worry about anything fast and easy to get answers Reviewed on: 23rd January 2026

Great service great customer wish I had only taken t...

Great service great customer wish I had only taken this card out Reviewed on: 23rd January 2026

Great rates, good customer service.

Great rates, good customer service. Zopa are fab all round - credit cards, loans, savings. Cannot fault their financial products at all! Reviewed on: 22nd January 2026

Zopa helped me better my finances with the credit th...

Zopa helped me better my finances with the credit they gave me. Reviewed on: 22nd January 2026

Everything you need and want including an easy app t...

Everything you need and want including an easy app to use Reviewed on: 22nd January 2026

I’m with Zopa over a year and I’m happy with their c...

I’m with Zopa over a year and I’m happy with their charges and Service.Very Reliable Credit card. Reviewed on: 22nd January 2026

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