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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Good for me and half full for my family

Good for me and half full for my family Reviewed on: 15th January 2025

Everything is good.

Everything is good. I love Zopa. Reviewed on: 15th January 2025

Zopa is the best credit card in uk its very helpful...

Zopa is the best credit card in uk its very helpful and care customer.thanks zopa team Reviewed on: 15th January 2025

A card for the unexpected

At the time I had no money, I had been helping my daughters out, I was expecting some money through and the card got me through till I received it. Reviewed on: 15th January 2025

Very satisfied

I’m very happy with Zopa,with the services received Reviewed on: 15th January 2025

Always very helpful easy app to use

Always very helpful easy app to use Reviewed on: 15th January 2025

Excellent service and product, would definitely reco...

Excellent service and product, would definitely recommend. Never had a problem with using my card or obtaining information Reviewed on: 15th January 2025

Fast and efficient service with user friendly apps I...

Fast and efficient service with user friendly apps I would have no problem recommending them to family and friends Reviewed on: 15th January 2025

Great card

Always helpful and easy app - building my credit rating and you gave me that chance Reviewed on: 15th January 2025

So easy and user friendly.

So easy and user friendly, brilliant service and fast. Brilliant service, all the staff I have been in touch with have been fantastically helpful and friendly. I can honestly say this is oone of the best services I have come across Reviewed on: 15th January 2025

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