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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Very Thankful to Zopa

I am very thankful for Zopa giving me a credit card it help me to put down a deposit to hire a car for the day and if I didn’t have the Zopa credit card I could not have done that. Reviewed on: 15th January 2025

Excellent service very friendly, any issue they will...

Excellent service very friendly, any issue they will always help, any concerns they will answer always put your mind at ease Reviewed on: 15th January 2025

I have never had a bad experience with zopa

I have never had a bad experience with zopa Reviewed on: 15th January 2025

I love my card it's the best one I have had and I wo...

I love my card it's the best one I have had and I would definitely recommend zopa to anybody Reviewed on: 15th January 2025

Great interest rates and customer anonmoys service

Great interest rates and customer service Reviewed on: 15th January 2025

Fantastic card for not the greatest credit

Great credit card, helped me massively when I had been rejected by other providers. Has helped me to build my credit rating, the interest isn't as much as other providers who have offered me a card. Reviewed on: 15th January 2025

Love Zopa Credit Card, easy to use and the app...

Love Zopa Credit Card, easy to use and the app is great Reviewed on: 15th January 2025

Very easy to deal with, always found them very helpf...

Very easy to deal with, always found them very helpful and understanding Reviewed on: 15th January 2025

The app is so easy to navigate and helpful

The app is so easy to navigate and helpful Reviewed on: 15th January 2025

Great service very quick

All went very smooth the whole application through to getting the card and the app is easy to use Reviewed on: 15th January 2025

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