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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Zopa treats people like people not numbers

Zopa treats people like people not numbers Reviewed on: 15th January 2025

Up to date information on credit worthiness

Up to date information on credit worthiness Reviewed on: 15th January 2025

I am satisfied with Zopa there is great helps

I am satisfied with Zopa there is great helps Reviewed on: 15th January 2025

From the beginning I get this card all communication...

From the beginning I get this card all communication are excellent!! For me the best credit card Reviewed on: 15th January 2025

Very easy to use app everything is on there easy to...

Very easy to use app everything is on there easy to contact Reviewed on: 15th January 2025

It’s good and customer service is good

It’s good and customer service is good Reviewed on: 15th January 2025

Easy to apply and my only on-line only card easy to...

Easy to apply and my only on-line only card easy to manage Reviewed on: 15th January 2025

Got declined by a few companys but zopa gave me a ch...

Got declined by a few companys but zopa gave me a chance Reviewed on: 15th January 2025

Very easy to usethe app and card good customer servi...

Very easy to usethe app and card good customer service . Reviewed on: 15th January 2025

Best Credit Card for Credit Building.

Zopa has really met my need. I am pleased with the service I received so far. Reviewed on: 15th January 2025

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