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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Adam Gawerski

Quickly decision :) Minimum document Reviewed on: 15th January 2025

Nothing but helpful.

Nothing but helpful. Any problem dealt with. Engaging, pleasant and very professional. Reviewed on: 15th January 2025

Very good customer service i will recommend them an...

Very good customer service i will recommend them anytime Reviewed on: 15th January 2025

Zopa is an excellent bank which can help you in urge...

Zopa is an excellent bank which can help you in urgent need and I'm the beneficiary that multiple times Reviewed on: 15th January 2025

Very user friendly.

Very user friendly. Fantastic offers Reviewed on: 15th January 2025

Very good service in need.

Very good service in need.i will recommend zopa to my friends and colleagues Reviewed on: 15th January 2025

They have been there for me when I had poor credit a...

They have been there for me when I had poor credit and others were not prepared to help Reviewed on: 15th January 2025

Easy to do card arrived quick app easy to use

Easy to do card arrived quick app easy to use Reviewed on: 15th January 2025

Hassle free card easy app very good to deal with...

Hassle free card easy app very good to deal with Reviewed on: 15th January 2025

Zopa Praises

I signed on to Zopla to improve my credit rating , the card does everything that is written in the small words. Amazing Reviewed on: 15th January 2025

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