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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Happy to be trusted and valued !!!

The fact this company continually monitor my spending; use of the Credit Card and affordability and trust me makes my experience a happy and comfortable one !!! Well done Reviewed on: 12th April 2024

Good app very user friendly would definitely recomme...

Good app very user friendly would definitely recommend it to anyone looking for a good credit builder card Reviewed on: 12th April 2024

Customer service

Efficient and always helpful.. Staff are polite. Reviewed on: 12th April 2024

Excellent service

Been brilliant service since joining. Enhanced my credit rating Reviewed on: 12th April 2024

Easy application process.

Easy application process. Great app , easy to use and manage . Reviewed on: 12th April 2024

Zopa bank is the most positive and helpful in every...

Zopa bank is the most positive and helpful in every situation. I am satisfied with using these services.thanks Zopa Reviewed on: 12th April 2024

.very good

. very nice app and using this easy to make payment and using Reviewed on: 12th April 2024

Happy customer

Great card. ……………………………………… … z. Z. Z Reviewed on: 12th April 2024

Just so easy to use and understand

Just so easy to use and understand Reviewed on: 12th April 2024

easy access to my money and my credit limit has gone...

easy access to my money and my credit limit has gone up all good Reviewed on: 12th April 2024

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