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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Excellent customer service and app is easy to use

Excellent customer service and app is easy to use Reviewed on: 11th April 2024

Easy to get but customer service is simply the worst...

Easy to get but customer service is simply the worst Reviewed on: 11th April 2024

Does exactly what it's meant to do, with no surprises.

Does exactly what it's meant to do, with no surprises. Happy to have this card in my wallet Reviewed on: 11th April 2024

ZOPA is very smart money people and good deal

ZOPA is very smart money people and good deal Reviewed on: 11th April 2024

I have had a great experience with Zopa they are ver...

I have had a great experience with Zopa they are very professional and helpful and I would highly recommend. Reviewed on: 11th April 2024

Great service

Great service , very helpful , easy access . Reviewed on: 11th April 2024

Very easy to use without stress, helpful team

Very easy to use without stress, helpful team Reviewed on: 11th April 2024

Smooth credit

Smooth credit no problems so far been using around 2 years. Friendly customer service as well when needed. Reviewed on: 11th April 2024

From the moment I chose to use Zopa experience h

From the moment I chose to use Zopa my experience has been seamless and unfussy. Without doubt my greatest experience and correspondence with any financial institution I have ever used. They always keep me updated and informed. Reviewed on: 11th April 2024

They have been very supportive.

They have been very supportive. I would recommend them Reviewed on: 11th April 2024

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