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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great service!

Very helpful credit company that provide excellent information about your account, spending & financial situation through their great tools & service! Reviewed on: 10th April 2024

Perfect for me credit rating and all have a good s...

Helping build my credit rating and all have a good safe spend txt Reviewed on: 10th April 2024

Easy affordable credit.

Easy affordable credit. The company ensures they do not offer more credit than you can afford Reviewed on: 10th April 2024

Easy online services and always helpful/useful

Easy online services and always helpful/useful Reviewed on: 10th April 2024

Handy app and quick ballance updates when making pay...

Handy app and quick ballance updates when making payments Reviewed on: 10th April 2024

I found Zopa credit card expeerience generally overa...

I found Zopa credit card expeerience generally overall good yes I would recommend Zopa so my family and friends Reviewed on: 10th April 2024

Very professional, a no nonsense company.

Very professional, a no nonsense company. Nothing is complicated. Reviewed on: 10th April 2024

Simply stream less

It seems simple and uncomplicated. I am informed of where I am at with my usage. Reviewed on: 10th April 2024

Zopa has helped me rebuild my credit score with ease...

Zopa has helped me rebuild my credit score with ease, when ever I've had questions either through the app or on the phone the answer has been easy to find Reviewed on: 10th April 2024

Best experience I had with anyone

Best experience I had with anyone Reviewed on: 10th April 2024

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