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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

GoodVery helpful and gave me credit

Very helpful and gave me credit all ways able to access app on line easy to pay back Reviewed on: 9th April 2024

Brilliant uncomplicated and trustworthy

Brilliant uncomplicated and trustworthy Reviewed on: 9th April 2024

Very helpful, great app

Very helpful, great app. Used for several years with no problems Reviewed on: 9th April 2024

Outstanding!

Outstanding, offered me a card when no-one else would. Apps ease of use is excellent. I feel comfortable using the card and its even helped me curb some of my more frivolous spending habits which in turn has helped my credit scoring Reviewed on: 9th April 2024

Customer friendly, better than mainstream

Customer friendly, better than mainstream Reviewed on: 9th April 2024

Easy to access

Easy to access the app and making payments really easy Reviewed on: 9th April 2024

My transactions with zopa card has been helpful beca...

My transactions with zopa card has been helpful because it worked well for me in all places tenderd for transaction Since I have using zopa credit card I have been encountered any problems with It. Reviewed on: 9th April 2024

Great company

Very helpful on the phone also quick on checking to see if you can have a credit card also I love there app quick to check my account Reviewed on: 9th April 2024

Zopa good credit card company my first credit card...

Zopa good credit card company my first credit card zopa now increased my credit so I like to use Reviewed on: 9th April 2024

Good Value for Money

Always easy to get through and each time you pay you actually see your balance come down. Most of your payment isn't gobbled up on interest like most other cards. The staff are always really helpful if you need to ring Zopa. Thank you. Reviewed on: 9th April 2024

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