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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Never had any issues to be concerned about.

Never had any issues to be concerned about. Easy to use Reviewed on: 9th April 2024

Wery easy to use , helpful stuff nice limits, never...

Wery easy to use , helpful stuff nice limits, never had any problems recommended to anyone wery happy with zopa credit card Reviewed on: 9th April 2024

It is very easy for me to buy with your card and you...

It is very easy for me to buy with your card and you have a very good app Reviewed on: 9th April 2024

Great product great customer experience

Great product great customer experience Reviewed on: 9th April 2024

Quick and easy process to set up account reliable up...

Quick and easy process to set up account reliable updates good APR. Reviewed on: 9th April 2024

Great service and easy to use app

Great service and easy to use app Reviewed on: 9th April 2024

Fuss free

Simple process and great app to manage your account Reviewed on: 9th April 2024

Just very easy no hassle banking

Just very easy no hassle banking Reviewed on: 9th April 2024

Zopa is absolutely brilliant, the service the costs...

Zopa is absolutely brilliant, the service the costs unbeatable Reviewed on: 9th April 2024

Zopa doopa card....

Easy to use app good customer service very friendly staff great products got me out of a jam on more than one occasion. I have recommended this card to family and friends and continue to enjoy the great services this company provides. Reviewed on: 9th April 2024

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