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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great card- app is brilliant.

Great card- app is brilliant. Excellent card for those who’ve had a poor credit history Reviewed on: 9th April 2024

Experience with service has been great

Experience with service has been great Reviewed on: 9th April 2024

Good service and very efficient service

Good service and very efficient service Reviewed on: 9th April 2024

Good start,easy to use app,good communication and se...

Good start,easy to use app,good communication and seevice Reviewed on: 9th April 2024

Receipts after payment.

I like the way I get receipts immediately I make payments.This is unique with zopa.No other credit card company does that.Keep it up Reviewed on: 9th April 2024

From application to receiving card all questions ans...

From application to receiving card all questions answered quickly and explained easily Reviewed on: 9th April 2024

Correct always helping warning beforepay day

Correct always helping warning beforepay day Reviewed on: 9th April 2024

Great utility great service easy to use

Great utility great service easy to use Reviewed on: 9th April 2024

I had a bad credit rating but Zopa gave me a credit...

I had a bad credit rating but Zopa gave me a credit card with manageable limits to help me start to rebuild my rating, Reviewed on: 9th April 2024

Great card, easy to understand and pay

Great card, easy to understand and pay Reviewed on: 9th April 2024

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