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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Best credit card provider.

Best credit card provider.Excellent customer service Reviewed on: 9th April 2024

a good experience from the company

a good experience from the company Reviewed on: 9th April 2024

Amazing - great customer service and usability

Amazing - great customer service and usability Reviewed on: 9th April 2024

Great service

I love the design of the app. It is simple and intuitive. My favourite is the credit cushion. Excellent feature. Reviewed on: 9th April 2024

So easy to apply and get ur answer straight away

So easy to apply and get ur answer straight away Reviewed on: 9th April 2024

I enjoying the benefits of having the Zopa card

I enjoying the benefits of having the Zopa card Reviewed on: 9th April 2024

Quick to set up.

Quick to set up. Helping my credit score and handy to have backup funds Reviewed on: 9th April 2024

Great credit card exceptional service

Great credit card exceptional service Reviewed on: 9th April 2024

They always tell you when your payment's are due

They always tell you when your payment's are due Reviewed on: 9th April 2024

Great experience with hasel free card service

Great experience with hasel free card service Reviewed on: 9th April 2024

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