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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Fantastic card and Fantastic support and you know wh...

Fantastic card and Fantastic support and you know where you stand for extra services such as loans etc before applying so doesn't waste your time or credit score Reviewed on: 9th April 2024

Zopa has given me the chance to build my credit rati...

Zopa has given me the chance to build my credit rating, the online app is excellent and very easier to use so u can pay more off at anytime Reviewed on: 9th April 2024

Zopa credit card is an excellent choice

Zopa credit card is an excellent choice they have excellent communication and a great service I'm happy to be a zopa customer. Reviewed on: 9th April 2024

Everything i need with respect and professional manner.

Everything i need with respect and professional manner. Reviewed on: 9th April 2024

Great company. Highly recommend.

The Zopa app is great, so easy to use. Account details easy to access. Information very clear. Reviewed on: 9th April 2024

It’s a great card hassle free and very good customer...

It’s a great card hassle free and very good customer service and support Reviewed on: 9th April 2024

Zopa is a very good credit card giver and they respo...

Zopa is a very good credit card giver and they respond to applications without many ups and downs Reviewed on: 9th April 2024

All round excellent product .

All round excellent product, excellent customer service and banking app. Reviewed on: 9th April 2024

No negatives here

Great card, really helps in these uncertain times . never had any issues using it at home or abroad Reviewed on: 9th April 2024

Understanding

Always take the money on the day they say if you miss a payment they collect it on the due day very good that they have a leeway always feel they have my best interests in mind Reviewed on: 9th April 2024

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