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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Very good smooth It easy to use quick delivery

Very good smooth It easy to use quick delivery Reviewed on: 9th April 2024

Excellent service

So easy to arrange get on line, the app is very easy to use. So far I have not come up against any problems Reviewed on: 9th April 2024

If Carlsberg did credit cards

Not needed to deal with customer service, everything you need is on the app which is very easy to use and the rates are very competitive. Credit cards made easy Reviewed on: 9th April 2024

EASY TO MAKE PAYMENTS AND GOOD APP.

EASY TO MAKE PAYMENTS AND GOOD APP. Reviewed on: 9th April 2024

So far so good.

So far so good was very straight for ward. Reviewed on: 9th April 2024

Zoopa doopa

Very easy to navigate through app very flexible ad very responsive to any queries Reviewed on: 9th April 2024

Fantastic

Easy to apply easy to use and flexible minimum payment Reviewed on: 9th April 2024

I just love how easy it is to use

I just love how easy it is to use Reviewed on: 9th April 2024

Speedy and fast decisions, as hoped for.

Speedy and fast decisions, as hoped for. Reviewed on: 9th April 2024

Very good bank, chances of increasing the credit eve...

Very good bank, chances of increasing the credit every month Reviewed on: 9th April 2024

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