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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Fantastic credit card.

Fantastic credit card. From the application through to the managing of the card is just so easy. Also has a great facility in the borrowing power tool. Reviewed on: 9th April 2024

Nothing much to say really, it does the job.

Nothing much to say really, it does the job. Easy to use app which is a cherry on top. Reviewed on: 9th April 2024

Really nice.

Really nice. Friendly nice customer service. Reviewed on: 9th April 2024

Sort issues out very quickly all stress free great s...

Sort issues out very quickly all stress free great service Reviewed on: 9th April 2024

Very easy to use,and easy to payour monthly payments.

Very easy to use,and easy to pay your monthly payments.i feel like they actually care about their customers rather than them being just a number Reviewed on: 9th April 2024

Best help

Very helpful when younhave a bad credit score Reviewed on: 9th April 2024

Good App

Very easy to use app with clear information . Reviewed on: 9th April 2024

Excellent customer service and easy application

Excellent customer service and easy application Reviewed on: 9th April 2024

Process was quick and easy and met my expectations...

Process was quick and easy and met my expectations Reviewed on: 9th April 2024

I have had a simple easy experience with Zopa

I have had a simple easy experience with Zopa, I am yet to have an issue with them, but they do keep sending me emails wanting me to increase my credit amount and I can't seem to find a way to say No. I am happy with the amount I have and am not planning on adding more to this card any time soon. Reviewed on: 9th April 2024

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