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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great value for money.

Great value for money. Thank you Zopa. Reviewed on: 9th April 2024

Very good experience, around not really got anything...

Very good experience, around not really got anything bad to say, apps easy to use, not had any problems at all really Reviewed on: 9th April 2024

Does exactly what it says on the tin

Does exactly what it says on the tin Reviewed on: 9th April 2024

Credit card review

Good always reminding me how much spent and when near limit. Reviewed on: 9th April 2024

Excellent credit card with easy to use app that's ke...

Excellent credit card with easy to use app that's keeps you informed on what you spend and where, also keeps you updated on your balance so you don't over spend. It also tells you when a payment is due and if you've occurred any interest charge Reviewed on: 9th April 2024

Very easy to use and lots of updates in regards to p...

Very easy to use and lots of updates in regards to payments and remaining balance, lots of reminders of when balance payments are due Reviewed on: 9th April 2024

Very easy to use and really good app

Very easy to use and really good app Reviewed on: 9th April 2024

Good luck good luck good luck

5 stars good luck Zopa good luck , Reviewed on: 9th April 2024

Great credit card :)

Zopa offers competitive rates and benefits, making it a solid choice for a credit card. Their customer service is reputedly excellent, providing prompt assistance when needed. However, it's advisable to carefully review the terms and conditions, including interest rates and fees, to ensure they align with your financial goals and habits. Overall, Zopa's credit card seems to be well-regarded by customers for its reliability and user-friendly experience. Reviewed on: 9th April 2024

Good experience, helped me when I needed it

Good experience, helped me when I needed it Reviewed on: 9th April 2024

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