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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Good a what they do and always helpful

Good a what they do and always helpful Reviewed on: 9th April 2024

Very helpful and good customer skills

Very helpful and good customer skills Reviewed on: 9th April 2024

Easy to apply quick decision and good rate

Easy to apply quick decision and good rate Reviewed on: 9th April 2024

There when I need cash or purchase something

There when I need cash or purchase something Reviewed on: 9th April 2024

Excellent service and smooth transactions

Excellent service and smooth transactions Reviewed on: 9th April 2024

Very nice bank, very big opportunity and helpful.

Very nice bank, very big opportunity and helpful. I’m very satisfied. Good job Gays Reviewed on: 9th April 2024

It’s been fine always get warnings when payment is due

It’s been fine always get warnings when payment is due Reviewed on: 9th April 2024

Smooth use of the app and management of my credit ba...

Smooth use of the app and management of my credit balance and payments Reviewed on: 9th April 2024

Quick and simple

Simple and easy to apply. The apps easy to use Reviewed on: 9th April 2024

Fantastic, easy company to deal with.

Fantastic, easy company to deal with. Their online app is brilliant Reviewed on: 9th April 2024

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