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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

They are very helpful and the app is easy to...

They are very helpful and the app is easy to use Reviewed on: 9th April 2024

Always there when needed

I use that card as a back up if I have any unexpected bills or big purchases never had a problem yet Reviewed on: 9th April 2024

Excellent easy to deal with service

Excellent easy to deal with service Reviewed on: 9th April 2024

Excellent service for credit card.

I've had my credit card for a number of years now and can't fault the ease of use when using the app. Reviewed on: 9th April 2024

Always been helpful.

Always been helpful, good with credit limits & fantastic communications. Wouldn’t hesitate to recommend Reviewed on: 9th April 2024

I haven't had a bad experience so far all good.

I haven't had a bad experience so far all good. Reviewed on: 9th April 2024

Excellent no problems with service

Excellent no problems with service Reviewed on: 9th April 2024

Easy application process.

Easy application process. App very good and easy to use. Also lots of information to hand. Reviewed on: 9th April 2024

Brilliant experience highly recommended for someone...

Brilliant experience highly recommended for someone who’s looking build up credit Reviewed on: 9th April 2024

Satisfied with zopa

Overall Good experience with their credit card Reviewed on: 9th April 2024

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