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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Excellent

Very easy to deal with. Good app Reviewed on: 9th April 2024

Helpful and fantastic staff continued support

Helpful and fantastic staff continued support Reviewed on: 9th April 2024

All friendly and very professional and helpful

All friendly and very professional and helpful Reviewed on: 9th April 2024

Zopa has been a wonderful credit card company, custo...

Zopa has been a wonderful credit card company, customer care listen and helps you with your enquiries Reviewed on: 9th April 2024

I think zopa are great and would recommend to anyone...

I think zopa are great and would recommend to anyone Reviewed on: 9th April 2024

Flawless best customer service, fast card replacemen...

Flawless best customer service, fast card replacement amazing app Reviewed on: 9th April 2024

No issues, phone app is easy to use and updates star...

No issues, phone app is easy to use and updates starlight away Reviewed on: 9th April 2024

Very easy to use and transparent.

Very easy to use and transparent. Customer service are very helpful and easy to speak with Reviewed on: 9th April 2024

Amazing team

Very friendly and efficient Will definitely passed reviews on to other people Reviewed on: 9th April 2024

Easy to use easy to contact respectful on the phone...

Easy to use easy to contact respectful on the phone Reviewed on: 9th April 2024

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