Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Help building your credit score

Since my divorce I have had problems with my credit score, Zopa have helped me to build up my score and in turn, my savings. Reviewed on: 9th April 2024

Great credit card

Trouble free credit card, great app and easy to navigate through, they keep you updated with your account, and payment details Reviewed on: 9th April 2024

With Zopa , at least have a breathing space with cre...

With Zopa , at least have a breathing space with credit card Reviewed on: 9th April 2024

Very straight forward when I done a balance transfer

Very straight forward when I done a balance transfer Reviewed on: 9th April 2024

Best credit card and customer service by far would r...

Best credit card and customer service by far would recommend very highly. Reviewed on: 9th April 2024

Applied for card & loan and got sorted smoothly with...

Applied for card & loan and got sorted smoothly without any problems Reviewed on: 9th April 2024

Easy affordable credit with absolutely total profess...

Easy affordable credit with absolutely total professionalism when speaking to them. Provide sound financial advice Reviewed on: 9th April 2024

Este foarte buna aceasta calitate

Este foarte buna aceasta calitate Reviewed on: 9th April 2024

I have found Zopa excellent in the sense that it has...

I have found Zopa excellent in the sense that it has helped me to increase my credit power and keeps me informed.. Reviewed on: 9th April 2024

Zopa sevice has been top notch.

Zopa sevice has been top notch. Application is straighforward, Information provided is clear and other features are useful Reviewed on: 9th April 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Balance Transfer Credit Card
from Bank of Scotland 4.08 from 13 reviews
Credit Card
from Ocean Finance 3.98 from 21 reviews
Credit Card
from American Express 3.54 from 127 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub