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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Excellent

The app is easy to follow and informative, if you have a problem it is easily and quickly resolved Reviewed on: 9th April 2024

Very reliable and efficient.

Very reliable and efficient.i have my bills and expenses covered Reviewed on: 9th April 2024

It's easy to use the zopa app and you can track your...

It's easy to use the zopa app and you can track your account and make payments easy Reviewed on: 9th April 2024

Always helpful everything made clear to understand

Always helpful everything made clear to understand Reviewed on: 9th April 2024

Easy to use when you need help they always listen...

Easy to use when you need help they always listen Reviewed on: 9th April 2024

Never had any problems with thos company.

Never had any problems with thos company. Reviewed on: 9th April 2024

It’s been brilliant with Zopa, I have not had any re...

It’s been brilliant with Zopa, I have not had any reason to complain of Zopa’s services Reviewed on: 9th April 2024

Excellent card information great no problems with li...

Excellent card information great no problems with limits Reviewed on: 9th April 2024

Best in field

Easy to apply, clear rules and guidance, easy app that opens up other positive avenues. Upto date data as it should be. Reviewed on: 9th April 2024

Zopa is great company that provided me all required...

Zopa is great company that provided me all required information about credit card I have received. Always sending me updates about news regarding my account. Thank you very much for excellent customer service. Highly recommended Reviewed on: 9th April 2024

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