Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Excellent App

The App is very easy to use and updates immediately which is excellent as you know exactly where you stand. Reviewed on: 9th April 2024

5 star ease of use and great app

5 star ease of use and great app Reviewed on: 9th April 2024

Quick decision, best for low credit rating

Very quick decision and a great help especially as my credit rating was not the best The card has enabled me to get back on my feet Reviewed on: 9th April 2024

Amazing company, great service and support and amazi...

Amazing company, great service and support and amazing customer service. Would definitely recommend they are fantastic. Reviewed on: 9th April 2024

Brilliant very good very helpful would recommend to...

Brilliant very good very helpful would recommend to others Reviewed on: 9th April 2024

Good company, easy pay back.

Good company, easy pay back. Alweys easy check online app. Reviewed on: 9th April 2024

Easy access to account and money.

Easy access to account and money. I make payments fast and easy. I have never had a problem. This is so far the best card I have ever had Reviewed on: 9th April 2024

Very pleased with my experience and easy to use

Very pleased with my experience and easy to use Reviewed on: 9th April 2024

Fabulous product excellent service

Fabulous product excellent service Reviewed on: 9th April 2024

Used Zopa to help me build my credit score and no pr...

Used Zopa to help me build my credit score and no problems at all Reviewed on: 9th April 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from first direct 4.26 from 27 reviews
Everyday Credit Card
from Creation 3.86 from 21 reviews
Credit card
from Debenhams 3.73 from 14 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub