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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Zola was easy to use and comprehensive

Zola was easy to use and comprehensive Reviewed on: 2nd April 2024

Safe and effective to clients like me

Safe and effective to clients like me Reviewed on: 2nd April 2024

Quick and easy set up.

Quick and easy set up. Results within seconds. Reviewed on: 1st April 2024

Is very good service.

Is very good service. I’m happy with credit card. Reviewed on: 31st March 2024

The customer service went above and beyond.

The customer service went above and beyond. Nothing was to big to solve..great company would recommend them to all my friends Reviewed on: 26th March 2024

zopa has a great credit card app, the balances are e...

zopa has a great credit card app, the balances are easy to read and up to date Reviewed on: 26th March 2024

No real issues

No real issues to judge overall very happy with my card Reviewed on: 26th March 2024

Excellent service and interest rate

I have been using Zopa has a loan provider since 2021 and i also have a credit card since 2023. Everything has run smoothly until now, The interest rates that I was offered on both products are great. Reviewed on: 22nd March 2024

Brilliant card

Brilliant only card I'm. Accepted for and been with them a while limit 900. I awaiting more Reviewed on: 21st March 2024

Very good experience and telling for my friends

Very good experience and telling for my friends Reviewed on: 19th March 2024

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