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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

I have always used my credit card when I needed that...

I have always used my credit card when I needed that bit extra. Zopa are great they always let you know what you spend and when you are reaching you limit this helps you by not going over and incurring charges I find them very helpful and if you show your account is always paid on time you will be offered an increase which is great thany you Zopa. Reviewed on: 7th March 2024

No hassle good service , what's not to like?

No hassle good service , what's not to like?? Reviewed on: 7th March 2024

Zopa is fantastic, the customer service is second to...

Zopa is fantastic, the customer service is second to none Reviewed on: 7th March 2024

Absolutely, fantastic.

Absolutely, fantastic. Can't falter customer service is excellent Reviewed on: 7th March 2024

i got a zero interest rate for 6 months which helped...

i got a zero interest rate for 6 months which helped me to pay off another credit card i have which saved me interest on the other card i am going to pay more back so that i don't get interest on zopa Reviewed on: 7th March 2024

Very easy to use and easy to understand

Very easy to use and easy to understand Reviewed on: 7th March 2024

Easy application process and brilliant app to manage...

Easy application process and brilliant app to manage the card and payments makes it so easy Reviewed on: 7th March 2024

ZOPA CREDIT CARD

Excellent customer service hard to find this now. Would highly recommend. Reviewed on: 7th March 2024

Very good service staff very helpful online easy to...

Very good service staff very helpful online easy to pay the card can be better used at most outlets very flexible and easy to use Reviewed on: 7th March 2024

Excellent

Best and easy to use app on Mobil Reviewed on: 7th March 2024

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