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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great help when I needed it, the process was quick a...

Great help when I needed it, the process was quick and efficient. Reviewed on: 6th March 2024

Good value and very good rates would recommend to fa...

Good value and very good rates would recommend to family and friends Reviewed on: 6th March 2024

Great value

Very easy to use, can be used anywhere and on anything with in your budget, you can pay your full debt or pay minimum payment or set an amount you can comfortably afford.. Reviewed on: 6th March 2024

Ive had a positive time with my Zopa credit card

I have had a very positive time owning a Zopa credit card , regular e-mails explaining what they have to offer always get a reminder of due payment date & a great app which I have on my phone for up to date balance ,offers & latest purchases etc but it’s been a great credit card to date Reviewed on: 6th March 2024

Zopa customer service is extremely efficient and res...

Zopa customer service is extremely efficient and responsive in a timely matter Reviewed on: 6th March 2024

Good value

Good value for money credit card Reviewed on: 6th March 2024

Very easy process.

Very easy process. That's what a busy full time working mummy wants Reviewed on: 6th March 2024

Excellent service never any problem

Excellent service never any problem Reviewed on: 6th March 2024

Good product would definitely recommend to others

Good product would definitely recommend to others Reviewed on: 6th March 2024

Your handy card

Everything easy to understand, no hidden charges, all explained, app easy to set up and use Reviewed on: 6th March 2024

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