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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Zopa card

Easy to join use straight away helped me out when needed Reviewed on: 6th March 2024

Have nothing bad to say at all.

Have nothing bad to say at all. All positive thoughts Reviewed on: 6th March 2024

good experience , easy to operate in app

good experience , easy to operate in app Reviewed on: 6th March 2024

Very happy with this credit card.

Very happy with this credit card. Reviewed on: 6th March 2024

Amazing credit card

Amazing credit card always see my limits and honest company no hidden charge would recommend this card to anyone the app works brilliant no issues with it ever can do it all just from the app payments go through straight away Reviewed on: 6th March 2024

You have tried the rest now try zopa the best

Very professional and very quick service Reviewed on: 6th March 2024

Best credit card ever easy to use the app and very q...

Best credit card ever easy to use the app and very quick in responding to any queries would highly recommend Reviewed on: 6th March 2024

Amazing company, glad I found you

Great customer service, kept upto date by company about changes to process, easy to use app with straight forward instruction. Amazing company who haven’t let me down once. Keep up the great work you guys do. Reviewed on: 6th March 2024

Fast card delivery no hassle very easy transaction

Fast card delivery no hassle very easy transaction Reviewed on: 6th March 2024

Easy to Use

The application was quick and easy, the mobile app is easy enough to use with a bit of practice. All in all a good experience. Reviewed on: 6th March 2024

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Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
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