Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great service highly recommended

Great service highly recommended Reviewed on: 6th March 2024

Easy to arrange the credit card and do the balance t...

Easy to arrange the credit card and do the balance transfer Reviewed on: 6th March 2024

Easy guides to spending.

Easy guides to spending. Easy to use abroad. No fees abroad. Reviewed on: 6th March 2024

It was very good and I am very happy

It was very good and I am very happy Reviewed on: 6th March 2024

Excellent service

Easy access with the app check balance pay on app all very easy to use Reviewed on: 6th March 2024

Excellent

Excellent very easy to use never had any problem Reviewed on: 6th March 2024

Zopa the best

The company sends me notifications before payment Reviewed on: 6th March 2024

Good survive best card easy to use.

Good survive best card easy to use.best card for bad cadite card. Reviewed on: 6th March 2024

Too notch company.

I had a very good experience openign an account. Everything was fast ans smooth. Reviewed on: 6th March 2024

It was simple and fast service.

It was simple and fast service. The just recently became a customer and the whole process was much better then other companies i used before. Reviewed on: 6th March 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Balance Plus (discontinued)
from Capital One 4.20 from 4 reviews
Nectar Credit Card
from American Express 3.32 from 14 reviews
Credit card
from first direct 4.26 from 27 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub