Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great service

Great customer services, customer service agents always friendly and answer/ solve any query fast Reviewed on: 5th March 2024

Helpful understanding

Very good on customer service very helpful with questions you asked help me when I find difficult situations very understanding Reviewed on: 5th March 2024

Great communication and fair interest rates

Great communication and fair interest rates Reviewed on: 5th March 2024

They are great in what they doing, the app has very...

They are great in what they doing, the app has very usefull features. Reviewed on: 5th March 2024

Very quick when I pay money it’s there instantly whe...

Very quick when I pay money it’s there instantly when they did have a problem it was resolved instantly and they kept me informed and updated very quicky and even credited my account to cover inconvenience Reviewed on: 5th March 2024

EASY and Time-saving!

Everything is very easy. A great customer experience. Reviewed on: 5th March 2024

Responsible lender

Responsible lender, easy to use and understand app. Reviewed on: 5th March 2024

Great credit card firm

Informed, personable, clear, fair, with great customer support. Reviewed on: 5th March 2024

There the best credit card out there they understand...

There the best credit card out there they understand and care for there customers Reviewed on: 5th March 2024

Excellent provider.

I was accepted even though my rating was not brilliant. I had another offer after I had used my card responsibly for seveal months, this was a great feeling of confidence in me and my use of my card. Customer service is excellent and easy to understand. I'd recommend this product to eberyone I know-and people that I don't!!! Reviewed on: 5th March 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

All in One Credit Card
from Santander 4.27 from 23 reviews
Avios Rewards Credit Card
from Lloyds Bank 4.16 from 60 reviews
Credit Card
from Tymit 4.62 from 155 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub