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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Always been a really easy system to use.

Always been a really easy system to use. I love that you can link bank accounts and keep a track of everything. I’ve spoken to customer service once only and it was a pleasant experience with my small issue solved in moments. Reviewed on: 5th March 2024

Credit experience

I have had the best experience using my card Reviewed on: 5th March 2024

Very good even though i have bad credits

Very good even though i have bad credits Reviewed on: 5th March 2024

easy to use excellant customer service

easy to use excellant customer service Reviewed on: 5th March 2024

Very good and nice company thanx for zopa

Very good and nice company thanx for zopa Reviewed on: 5th March 2024

Great credit card, easy and convent to use!

Great credit card, easy and convent to use! Also app is fantastic!!! Reviewed on: 5th March 2024

Never had any issues, very Informative.

Never had any issues, very Informative. Keeps in touch with Information Reviewed on: 5th March 2024

Fabulous

I was accepted after being turned down else where. I've had the apportunityto talk to customer services and they were absolutely first class. Reviewed on: 5th March 2024

Great company to deal with

Great company to deal with very good communication Reviewed on: 5th March 2024

Great card, easy to use and manage

Great card, easy to use and manage Reviewed on: 5th March 2024

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