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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great customer service and care team especially when...

Great customer service and care team especially when I was ill they helped me a lot. Reviewed on: 5th March 2024

Excellent service

Easy process to get credit card very helpful Reviewed on: 5th March 2024

Zopa - Top credit card

Easy to use app, never had any issues Reviewed on: 5th March 2024

Easy service and easy managing of credit card

Easy service and easy managing of credit card Reviewed on: 5th March 2024

Excellent

Very fast productive good responses the reply was positive Reviewed on: 5th March 2024

Really easy and accessible.

Really easy and accessible. Good value card with easy access on the app which helps you know exactly where you are in terms of balance and payments. Nice that payments are instantly credited also which is great Reviewed on: 5th March 2024

Zopa Online credit card is easy.

Online credit card is easy and far easier to watch how your spending as Zopa tells you Reviewed on: 5th March 2024

Great provider

Great provider, very easy to deal with. Personally I've never had a y issues with zopa. Highly recommended Reviewed on: 5th March 2024

Great company super customer service team

Great company super customer service team Reviewed on: 5th March 2024

Just an amazing co Zopa zooms

Just an amazing co easy to use user friendly app a great experience Reviewed on: 5th March 2024

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