Smart Money People Logo

Zopa: Credit Card reviews

4.93
Based on 40,266 reviews, last reviewed 4th May 2025
74% increase in 5 star reviews
in the past 90 days
80% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

First credit card I had and wouldn’t change for the... First credit card I had and wouldn’t change for the world Reviewed on: 4th May 2025
Tyler g's avatar
Tyler g

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (40266)

Review of the Zopa, Credit Card:

No messing around

5
No messing around you pay money off your card and it instantly comes of your balance Love it Reviewed on: 4th April 2024

Zopa is a great card.

5
Zopa is a great card. No bother using it on app. Looks after me 100% Reviewed on: 29th April 2025

From start to finish absolutely perfect

5
From start to finish absolutely perfect Reviewed on: 29th April 2025

Great customer service and excellent customer commun...

5
Great customer service and excellent customer communication Reviewed on: 29th April 2025

Simply the best

5
The whole process is so quick and easy, from application to receiving my credit card. I like that I can track my transactions easily and regular communication is an absolute bonus Reviewed on: 29th April 2025

Dobry produkt.

4
Szybko,przejrzyście i poleciałbym znajomym. Reviewed on: 29th April 2025

Best of the best

5
Never had any problems from day one Reviewed on: 29th April 2025

Fast and efficient decision making

5
Fast and efficient decision making Reviewed on: 29th April 2025

Prompt response to all enquiries

5
Prompt response to all enquiries Reviewed on: 29th April 2025

Easy to use, transparent credit card

5
It was such an easy process from start to finish. The application process was easy and was very transparent. Nothing was hidden. The app is very easy to use with the most important information right on the front screen. Reviewed on: 29th April 2025

been great all round.

5
been great all round.never had a problem Reviewed on: 29th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products