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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41856 reviews)

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4.93

Based on 41,856 reviews, last reviewed 16th Jan 2026

77850% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

So simple no hassle very please with my Zopa card So simple no hassle very please with my Zopa card Reviewed on: 16th January 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (41856)

Review of the Zopa, Credit card:

I’d had bad credit from a business I ran over 6 year...

I’d had bad credit from a business I ran over 6 years ago, I needed a new car & Zopa gave me a loan also I’ve got a credit card & am building my credit rating back up. Reviewed on: 28th February 2025

Was very easy to get the credit card, good rates and...

Was very easy to get the credit card, good rates and service Reviewed on: 16th January 2026

I'm very happy with the service.

I'm very happy with the service. After verification, the money was immediately deposited into my account. A very good bank. Thank you. Reviewed on: 16th January 2026

Majid Mohammed

Awesome experience having Zopa. Better then other cards Reviewed on: 16th January 2026

Staff that know what they are talking about with gre...

Staff that know what they are talking about with great skills Reviewed on: 16th January 2026

Zopa has been great to me!

Zopa has been great to me! Really got me going when I needed them most. Reviewed on: 16th January 2026

I love Zopa, it's a great service

I love Zopa, it's a great service Reviewed on: 16th January 2026

Great service

Not been with Zopa for long but my experience has been a breeze so far, so thank you Zopa. Reviewed on: 16th January 2026

Excellent service, friendly and comprehensive.

Excellent service, friendly and comprehensive. Always willing to help resolve any problems or queries you might have. Reviewed on: 16th January 2026

I would like recommended to all to have zapa card

Very good I'm with zopa 1 years and never had problems Reviewed on: 16th January 2026

Never had any issues with dealing with Zopa

Never had any issues with dealing with Zopa Reviewed on: 16th January 2026

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