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Zopa: Credit Card reviews

Name: Credit Card
Rating: 4.92 (37225 reviews)

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4.93

Based on 37,225 reviews, last reviewed 11th Apr 2025

457300% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Good and best Good and easy would say the best Reviewed on: 11th April 2025

Latest lowest rating:

1

Atrocious Hope ins8ghts are so inaccurate. Can't see the point of borrowing power. Reviewed on: 11th April 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (37225)

Review of the Zopa, Credit Card:

I’ve been using the Zopa credit card for a while now...

I’ve been using the Zopa credit card for a while now, and I must say, it has been a fantastic experience. The standout feature for me is the Zopa mobile app—it’s incredibly intuitive, allowing me to track spending, set payment reminders, and manage my card with ease. Everything is clear and well-organized, making financial management simple even for someone who isn’t tech-savvy. Another huge plus is the customer service. Whenever I’ve had a query, their team has been quick to respond and genuinely helpful, which isn’t always the case with credit card providers. The application process was also fast and hassle-free, with a quick decision and smooth onboarding. The interest rates and fees are competitive, and I love that Zopa offers real-time spending insights to help me stay on top of my finances. However, one area for improvement would be the ability to request credit limit increases, as this currently isn’t an option. Also, at the time of writing, Apple Pay and Google Pay aren’t supported, which would be a great addition for convenience. Overall, if you’re looking for a modern, app-based credit card with great customer support and easy financial tracking, Zopa is a solid choice. I’d highly recommend it to anyone who values a digital-first experience! Reviewed on: 26th March 2025

I have zopa credit card and I'm very happy with...

I have zopa credit card and I'm very happy with that Reviewed on: 10th April 2025

Excellent card

Excellent card and great to use and easy keep an eye what you spend Reviewed on: 10th April 2025

Not had the card very long but so far so good, I use...

Not had the card very long but so far so good, I use it for everyday spending between paydays Reviewed on: 10th April 2025

Amazing! Never failed me!

Had been with Zopa for a while now it never failed me. Reviewed on: 10th April 2025

Best card I have

Easy to use app for keeping up to date with balance and payment requests and I find it is accepted everywhere it is my main go to card Reviewed on: 10th April 2025

Really positive experience and overall excellent cre...

Really positive experience and overall excellent credit card Reviewed on: 10th April 2025

The Zopa card is the best CC on the market.

The Zopa card is the best CC on the market. With a starting credit limit of £500 you can use your Zopa card to do your monthly shopping or get yourself a much needed break. Affordable and flexible repayments makes the card a great one for any budget. Also their customer service team is always ready to assist you. Reviewed on: 10th April 2025

Zopa Really Hehave some of the nice credit card

Nice credit card and reliable! Very reasonable and easy to use as a credit card for all purchases! Thank you! Reviewed on: 10th April 2025

I may soon be applying for one .

I may soon be applying for one . Reviewed on: 10th April 2025

Good they do what they state and help people to get...

Good they do what they state and help people to get on the credit ladder so you are able to start getting a good credit rating Reviewed on: 10th April 2025

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