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Zopa: Credit Card reviews

4.93
Based on 39,480 reviews, last reviewed 23rd Apr 2025
47% increase in 5 star reviews
in the past 90 days
50% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

excellent I got approved easily on my credit card excellent I got approved easily on my credit card when other banks i have used are declining offering me a credit card Reviewed on: 23rd April 2025
richard o's avatar
richard o

Latest lowest rating:

1

Do not use.. Bounced up my interest rate a lot for no good reason Reviewed on: 23rd April 2025
Matt's avatar
Matt

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (39480)

Review of the Zopa, Credit Card:

I do not have an issue.

4
I do not have an issue. It is very good because they'll let you know your next payment in few days before. Reviewed on: 22nd April 2025

Good for improving credit rating

4
Good for improving credit rating Reviewed on: 23rd April 2025

Good service, customer services and Zopa gives you a...

5
Good service, customer services and Zopa gives you a credit limit that you can afford Reviewed on: 23rd April 2025

Easy to apply and got a yes within minutes of applying.

5
Easy to apply and got a yes within minutes of applying. Reviewed on: 23rd April 2025

Great service

5
Great service, very easy to use, glad I have chosen Zopa Reviewed on: 23rd April 2025

Really quick service .

5
Really quick service . But good thorough checks with follow up phone calls. Very friendly helpful staff. Reviewed on: 23rd April 2025

Brilliant service always there for customers.

5
Brilliant service always there for customers. Totally recommend. Reviewed on: 23rd April 2025

No Problem

4
Never had a problem, don't get asked loads of questions, regarding my personal information and profile, certainly some companies treat you differently from Zopa, but all good here thanks Reviewed on: 23rd April 2025

Good card, easy to use app that's really explanatory.

5
Good card, easy to use app that's really explanatory. Reviewed on: 23rd April 2025

I enjoyed with this card is very easy

5
I enjoyed with this card is very easy Reviewed on: 23rd April 2025

GREAT FOR BUILDING CREDIT

5
So far so good. Zopa is great for building good credit ratings. Reviewed on: 23rd April 2025

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