Smart Money People Logo

Zopa: Credit Card reviews

4.93
Based on 39,117 reviews, last reviewed 23rd Apr 2025
35% increase in 5 star reviews
in the past 90 days
33% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very quick and simple, never had a problem. Very quick and simple, never had a problem. Good customer service with quick response. Reviewed on: 23rd April 2025
Joseph M's avatar
Joseph M

Latest lowest rating:

1

I applied 3 times for a bank account after receiving... I applied 3 times for a bank account after receiving a message from Zopa. However, all three times, No answer on the progress of the application, even... Read more Reviewed on: 22nd April 2025
Rups 's avatar
Rups

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (39117)

Review of the Zopa, Credit Card:

It has been a fantastic experience

5
It has been a fantastic experience Reviewed on: 22nd April 2025

Zopa are 1st class!

5
Zopa are 1st class!, they help you keep track of when payments are due and help with improving your credit score. Reviewed on: 23rd April 2025

Zopa have great rates on credit cards and loans

5
Zopa have great rates on credit cards and loans Reviewed on: 23rd April 2025

Zopa gave me a card, when most wouldn't, which gave...

5
Zopa gave me a card, when most wouldn't, which gave me a chance to get on and try to sort out my other finances Reviewed on: 23rd April 2025

Great credit card company.

5
Great credit card company. Gave me a chance when other companies were more judgemental. App easy to follow and just perfect for me. Reviewed on: 23rd April 2025

Easy to use good customer service

5
Easy to use good customer service Reviewed on: 23rd April 2025

Zopa is the best credit card and easy to use everywh...

5
Zopa is the best credit card and easy to use everywhere. Reviewed on: 23rd April 2025

Was good start for my credit score

4
Was good start for my credit score Reviewed on: 23rd April 2025

Easy to use great app.

5
Easy to use great app. Would recommend Reviewed on: 23rd April 2025

Excellent card

5
Very easy to use very helpful would highly recommend Reviewed on: 23rd April 2025

Easy straightforward credit card.

5
Easy straightforward credit card. App is easy to use too Reviewed on: 23rd April 2025