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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41934 reviews)

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4.93

Based on 41,934 reviews, last reviewed 18th Jan 2026

81600% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fab company Easy to get a credit card with no hassles Reviewed on: 18th January 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (41934)

Review of the Zopa, Credit card:

Great service

Since I’ve been with Zopa the service has been excellent. Reviewed on: 15th February 2021

Useful for financial emergencies.

You can spread the cost of purchases. You can buy something now and spread the cost over several months. You can borrow interest free. If you repay your bill in full each month you won’t pay any interest (unless you’ve mae cash withdrawals). You can build up your credit history. If used responsibly, they help improve your credit score. You can earn rewards. Useful for financial emergencies. Using your credit card is faster than getting a loan. Reviewed on: 18th January 2026

Fantastic, easy to access balance on app, very strai...

Fantastic, easy to access balance on app, very straightforward Reviewed on: 18th January 2026

Quick and easy to use no messing around

Quick and easy to use no messing around Reviewed on: 18th January 2026

Easy way to handle your credit card refreshing strai...

Easy way to handle your credit card refreshing straight forward excellent service would recommend all my friends brilliant card Reviewed on: 18th January 2026

Easy to use

Easy to use, perfect card always recommend to my friends Reviewed on: 18th January 2026

Easy to apply for, love the app let’s me stay in con...

Easy to apply for, love the app let’s me stay in control of my spending Reviewed on: 18th January 2026

It was no hassllte to get a zopa card the web page k...

It was no hassllte to get a zopa card the web page keeps you aware of all that hapens Reviewed on: 18th January 2026

full transparency...

You know every transaction also full transparency of the complete procedure from applying to using their credit card and also a responsible lender not like some out there Reviewed on: 18th January 2026

Value for mony

I think Zopa it is easy to use and value for money. Reviewed on: 18th January 2026

good card to have

looked after when doing transactions Reviewed on: 18th January 2026

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