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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40272 reviews)

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4.93

Based on 40,272 reviews, last reviewed 7th Dec 2025

33% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (40272)

Review of the Zopa, Credit card:

Good Credit Card Company

Good credit card company, tells you what you've paid for and where you've paid for straight away in notifications, recommended friends and family to use this company and the rate is good. Reviewed on: 26th January 2022

Thank you

I very like it this Bank. It's beautiful Reviewed on: 7th May 2025

Simple and easy to use, the app is easy to navigate.

Simple and easy to use, the app is easy to navigate. Great for building my credit rating and I've never had any issues using it online or any of the shops I usually use. I would definitely recommend this card to anyone Reviewed on: 5th May 2025

First credit card I had and wouldn’t change for the...

First credit card I had and wouldn’t change for the world Reviewed on: 4th May 2025

Convenient to use

Ideal for me as can but between pay days and pay when get paid dobt miss out on bargains Reviewed on: 3rd May 2025

Credit cards are very great

Great cards , all well end nice looking after you all the time Reviewed on: 30th April 2025

Credit card very good company Thanks

Credit card very good company Thanks Reviewed on: 29th April 2025

Great service.

Great service. User friendly app Reviewed on: 29th April 2025

Reasonable interest rate.

Reasonable interest rate. Good for people with a poor credit score, to help rebuild Reviewed on: 29th April 2025

Good customer service .

Good customer service . Very friendly and polite . Reviewed on: 29th April 2025

I find zopa an excellent credit card.

I find zopa an excellent credit card.excelllent company Reviewed on: 29th April 2025

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